Smart renting, in this context, is the act of maximizing the benefits of renting a home or apartment. As many house prices continue to rise, and people have difficulty saving up for a deposit or qualifying for a mortgage. Getting on to the property ladder is becoming harder and harder. This means that many people…
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Using a Home Equity Loan for Debt Consolidation may not occur to a homeowner immediately when experiencing finance troubles. COVID-19 has been tough on the finances of a lot of Canadians. COVID-19 arrived in North America with little warning. One week all the shops were open, the next week, businesses were ordered to shut down….
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Credit counselling is one of the ways to solve your debt and other financial problems. If you choose the right credit counsellor, he or she can help you identify the root of your debt problem. It also helps you learn about the different solutions to get out of your predicament. Your counsellor also helps you…
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Is there a housing crisis brewing in Canada? With eviction moratoriums and mortgage payment deferrals having already expired for 2020, it’s possible many Canadians still suffering from COVID-related layoffs may have trouble paying for a place to live. We spoke to six housing experts across Canada for their thoughts on what homeowners and renters can…
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It’s crucial to know what a good credit score is if you’re building or maintaining healthy credit. If your credit score is good, you have higher chances of getting a lender’s approval for your loan or credit card application. It also qualifies you for favourable interest rates and terms. The question is: what makes a…
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Hiring a tax resolution firm can help you if you have tax issues. It’s indeed intimidating to receive phone calls from the Canada Revenue Agency about your taxes. The CRA has powers to levy fines or put a tax delinquent in prison for failing to pay taxes. From 2012 to 2017, there are already 408…
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According to 75% of mobile experts in Canada, mobile security and privacy are among the top concerns today, especially when people use mobile banking apps for money transactions. A lot of money apps can access highly sensitive personal information, such as your location, bank transactions, and banking details. If you fail to make your device…
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Teaching financial literacy is important. And it’s wrong to think that financial literacy should only be taught exclusively to adults. Teaching kids financial literacy is also crucial because it allows them to know the importance of money and in making the right financial decisions in the future. In light of the ever-expanding consumer debt in…
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Sharing financial data is a common practice for companies and institutions offering financial services. That’s why there are some things you should consider when sharing your financial data. Organisations share pieces of information from your credit cards, loans, bank accounts, and other financial accounts. They are crucial to support various types of functions, such as:…
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A debt free financial life is requires you to pay off your credit card debt. It’s a dream for everyone. Not only in Canada, but in all parts of the world. You feel good when you know you don’t owe anyone money. Yet this is a difficult position to attain in today’s challenging life. In…
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