Credit is something many of us take for granted. If you have good credit, you should have no problem borrowing money at the best interest rates with the most favourable terms and conditions. If you’re able to pay for your home, car and other assets in cash, you may not care about your credit score,…
read full story > No Comments
Learn about the avalanche method, one of the most effective techniques for paying down debt from one or more sources and interest rates.
read full story > No Comments
Learn about the snowball method, one of the most effective techniques to paying off different kinds of debt with different interest rates.
read full story > No Comments
Insolvency means you’re unable to pay your debts as they come due. When used as a commercial term, it means that your business is unable to pay off its debts. It is typically defined in two separate ways: cash flow insolvency and balance sheet insolvency. Let’s look at both now. Cash flow insolvency (otherwise known…
read full story > No Comments
If you live in the province of Quebec, you most likely celebrate National Patriots’ Day. The annual holiday falls on the Monday before May 25th. It is a statutory holiday that many Canadians outside of Quebec may not be aware of. National Patriots’ Day coincides with the Victoria Day holiday that is observed in the…
read full story > No Comments
Digital shopping is great for convenience, but for those who tend to shop too much, Apple Card can be a dangerous tool in the palm of their hand. Here is what we know about Apple Card, digital wallets and the dangers of over shopping.
read full story > No Comments
Activity-based budgeting is a method associated with business: it’s when you figure out all the costs for all your products and services. After you have a list of those costs, you then make a budget based on all your business’s activities. Usually when you’re budgeting, you look at the previous year’s budget and make changes…
read full story > No Comments
Buying a car is an expensive proposition. You want to do your research and make sure the vehicle you’re purchasing is best for your needs. The decisions don’t stop there, though. Once you’ve chosen the car that best suits your lifestyle and budget, you must decide how you’re going to pay for it. There are…
read full story > No Comments
The younger you are, the harder it can be to imagine what retirement is going to look like. For some, that major life event is 40 or more years away. The reality is this: the earlier you start retirement savings, the more likely you are to have a successful retirement, one that’s filled with all…
read full story > No Comments
If you want to learn about the best budgeting apps available, now is a perfect time. Canada is moving towards an increasingly cashless society. Eighty-five percent of Canadians don’t pay with cash regularly. While there are many benefits to a cashless society – safety, convenience and reward points, restraint of spending isn’t one of them….
read full story > No Comments
Get a free savings estimate today. There is no obligation.
Get Your Free Savings Estimate
Debt.ca provides information and tools to help Canadians get out of debt. Learn more about the debt relief options in Canada and find out which one is right for you.
Individual results will vary. Debt.ca does not assume or pay any debt, nor does it provide legal advice or offer credit repair services. If you require legal advice, you will need to consult with a licensed attorney. Individual results are highly dependent on successful completion of program and your ability to save money. Settlement estimates of 40 - 60% are examples of past performance and are not intended to be a guarantee of future settlement results. Results will vary based on individual circumstances. Please read and understand all contract terms prior to your enrollment. All testimonials, program descriptions and BBB Accreditation's are related to or provided by our third party affiliates. Names and pictures associated with client testimonials are not real in order to protect the privacy of all clients. Information from third parties is not verified or guaranteed by Debt.ca.
| Live Chat |  |
Live Chat