Debt Blog, Debt Advice & Tips for Canadians

Man thinking about Bankruptcy and Insolvency

Bankruptcies and Insolvencies – Experts Weigh In On Canada’s Financial Future

By Steve Horton on October 28, 2020

Most people don’t think they’ll ever have to file for bankruptcy. That is until they’ve become so deep in debt that it’s virtually the only thing they can think of to address their money issues. The country is experiencing lower numbers of bankruptcies and insolvencies this year, and we’re curious to know why.  Fortunately, Debt.ca…

read full story > No Comments

mortgage interest rates

How Lenders Price Mortgage Rates

By Debt.ca on October 28, 2020

Have you ever been at a barbecue and heard the great mortgage rate your neighbours got and wondered why you don’t qualify for the same great rate? There are several factors that affect how lenders price mortgage rates. Of course, it’s different for everyone. In this article, we’ll look at each of the factors that…

read full story > No Comments

Interviewing credit counsellor

What to Look for in a Credit Counselling Agency

By Debt.ca on October 26, 2020

Do you know what to look for in a credit counselling agency? Do you struggle in planning a realistic budget, handling your finances, or paying off your debts? If your answer is yes, then it’s time that you look for help. Working with a credit counselling agency helps when it comes to important financial matters….

read full story > No Comments

a computer with student loan repayment plans

How Can I Change My Student Loan Repayment Plan?

By Debt.ca on October 22, 2020

Ever ask yourself “Can I Change My Student Loan Repayment Plan?” If you’re having difficulty paying your student loan, there’s an option for you to change its repayment plan. You can also avail of alternative payment plans for private student loans. Talk with your lender about it or read the loan agreement to figure out…

read full story > No Comments

Couple looking at debt management forms

Debt Management Program Pros and Cons

By Debt.ca on October 19, 2020

Have you thought about the debt management program pros and cons to get out of debt? Many folks who have high-interest unsecured debt resort to enrolling in a debt management program (DMP) to solve their financial problems. This option can help reduce the interest rates on your debts and lower the amount you’re paying every…

read full story > No Comments

DIY debt settlement negotiations

Debt Settlement Negotiations: A Do-It-Yourself Guide

By Debt.ca on October 14, 2020

Considering debt settlement negotiations can be stressful. Debt is indeed a serious obligation that affects your finances and life in general. But just imagine getting burdened with multiple debts that you already have a hard time paying back. For sure, that’s a difficult situation that you want to escape as soon as possible. Folks who…

read full story > No Comments

Dollarama low price store

Things You Should Always Buy at a Dollar Store

By Debt.ca on October 9, 2020

Dollar stores are great places for thrifty shoppers. But anyone who has ever used a dollar store cotton swab knows that there are just some things that you shouldn’t buy there. So, what should you buy at a dollar store? In fact, there are some things that are so much cheaper at a dollar store that…

read full story > No Comments

Debt collection rights

Dealing with Debt Collectors – 10 Consumer Rights You Should Know

By Debt.ca on October 8, 2020

It’s indeed a pain in the neck if you’re dealing with debt collectors several times a week. Some debt collectors are known to be rude, intimidating, and straight-up obnoxious. They will try every tactic – no matter how abusive and unscrupulous – just to get you to pay back your debts. Most debt collectors get…

read full story > No Comments

Halloween decorations of poison and chemical bottles

Where to Splurge and Save Money on Halloween Candy

By Rubina Ahmed-Haq on October 5, 2020

It’s a good idea to save money on Halloween candy if you plan on participating at all this year. Halloween has become big business in Canada, but job losses due to COVID-19 may stifle the tradtional celebration methods. What was once a holiday exclusively for kids has now reached into offices, adult costume parties, and…

read full story > No Comments

Man researching debt relief companies

What To Look For in a Debt Relief Company

By Debt.ca on October 2, 2020

Choosing the best debt relief company can be a difficult task. Debt is a sensitive topic and many Canadians are not comfortable sharing information about their very personal situation. However, it is important to ensure that you don’t spend all of your time worrying about settling debts. Doing so can derail you from achieving other…

read full story > No Comments

Free Savings Estimate

How much do you owe?

$100,000

$5,000
$100,000
Live Chat
Welcome to our Live Chat
Agents are not available at this time. Please leave a message. Thank you.
First Name
Last Name
Phone
Email
Postal Code
Debt Amount
 
PHP Live! powered