Having to spend Christmas in debt can be emotionally trying. There are a few occasions in our lives where much of our financial responsibility gets thrown out the window. Babies are probably number one, but weddings, vacations, and Christmas (or Hanukkah) are close behind. December holds the time of year where many replace their penchant to save…
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Stop feeling overwhelmed and start taking back control. Use these goal-setting tips to achieve you financial goals to live the life you want.
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Take steps to understand what your credit score means, what a high credit score enables you to do, and what a low credit score prevents you from doing.
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Learn all about Registered Retirement Savings Plans, or RRSPs, one of the best ways Canadians can invest money from their own paycheck toward retirement.
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If you’re getting your life back on track and want to get a loan, sometimes history can bite you. Here’s how to go about getting a loan with a bad history.
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The average post-secondary student in Canada graduates with $26,000 in student related debt, according to Statistics Canada. This debt is incurred from the cost of tuition, rent, and food. All which have been steadily rising. For young Canadians, cost may be a prohibiting factor from entering post-secondary school. The only solution is to borrow to…
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Credit is something many of us take for granted. If you have good credit, you should have no problem borrowing money at the best interest rates with the most favourable terms and conditions. If you’re able to pay for your home, car and other assets in cash, you may not care about your credit score,…
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Learn about the avalanche method, one of the most effective techniques for paying down debt from one or more sources and interest rates.
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Learn about the snowball method, one of the most effective techniques to paying off different kinds of debt with different interest rates.
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If you’ve recently applied for credit, the lender most likely asked permission to obtain your credit report and credit score. This is standard practice. But as it was for me the first time I went to buy a house, borrowers can be surprised with what their credit score is and how bad spending habits have…
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Debt.ca provides information and tools to help Canadians get out of debt. Learn more about the debt relief options in Canada and find out which one is right for you.
Individual results will vary. Debt.ca does not assume or pay any debt, nor does it provide legal advice or offer credit repair services. If you require legal advice, you will need to consult with a licensed attorney. Individual results are highly dependent on successful completion of program and your ability to save money. Settlement estimates of 40 - 60% are examples of past performance and are not intended to be a guarantee of future settlement results. Results will vary based on individual circumstances. Please read and understand all contract terms prior to your enrollment. All testimonials, program descriptions and BBB Accreditation's are related to or provided by our third party affiliates. Names and pictures associated with client testimonials are not real in order to protect the privacy of all clients. Information from third parties is not verified or guaranteed by Debt.ca.
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