Understanding your Credit Score
By on July 23, 2019
Take steps to understand what your credit score means, what a high credit score enables you to do, and what a low credit score prevents you from doing.
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Your easy guide to understanding RRSPs
By on July 22, 2019
Learn all about Registered Retirement Savings Plans, or RRSPs, one of the best ways Canadians can invest money from their own paycheck toward retirement.
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Getting a Loan if You Have Bad Credit
By on July 19, 2019
If you’re getting your life back on track and want to get a loan, sometimes history can bite you. Here’s how to go about getting a loan with a bad history.
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The State of Student Debt in Canada
By on June 13, 2019
The average post-secondary student in Canada graduates with $26,000 in student related debt, according to Statistics Canada. This debt is incurred from the cost of tuition, rent, and food. All which have been steadily rising. For young Canadians, cost may be a prohibiting factor from entering post-secondary school. The only solution is to borrow to…
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Credit Ratings Explained
By on June 10, 2019
Credit is something many of us take for granted. If you have good credit, you should have no problem borrowing money at the best interest rates with the most favourable terms and conditions. If you’re able to pay for your home, car and other assets in cash, you may not care about your credit score,…
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Pay Down Debt with the Avalanche Method
By on May 30, 2019
Learn about the avalanche method, one of the most effective techniques for paying down debt from one or more sources and interest rates.
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What is the Snowball Method to Paying Down Debt?
By on May 29, 2019
Learn about the snowball method, one of the most effective techniques to paying off different kinds of debt with different interest rates.
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Easy Ways to Improve Your Credit Score
By on May 23, 2019
If you’ve recently applied for credit, the lender most likely asked permission to obtain your credit report and credit score. This is standard practice. But as it was for me the first time I went to buy a house, borrowers can be surprised with what their credit score is and how bad spending habits have…
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What is Insolvency?
By on May 21, 2019
Insolvency means you’re unable to pay your debts as they come due. When used as a commercial term, it means that your business is unable to pay off its debts. It is typically defined in two separate ways: cash flow insolvency and balance sheet insolvency. Let’s look at both now. Cash flow insolvency (otherwise known…
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What is National Patriots’ Day?
By on May 14, 2019
If you live in the province of Quebec, you most likely celebrate National Patriots’ Day. The annual holiday falls on the Monday before May 25th. It is a statutory holiday that many Canadians outside of Quebec may not be aware of. National Patriots’ Day coincides with the Victoria Day holiday that is observed in the…
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