Have you ever pit debt settlement vs. bankruptcy vs. consumer proposal? Getting to know each one intimately probably never crossed your mind. However, it’s an unfortunate reality that Canadians are carrying more consumer debt than ever before. And while most can manage their payments every month, many are struggling mightily to make ends meet. Sometimes,…
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It’s time to get down to the basics. In this article, we’re going to look at the basics of budgeting. Now I know what you’re thinking, a budget is no fun. While that may be the perception, this couldn’t be further from the truth. Topics include learning personal and family budgeting basics, the step of…
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Are you unsure of how to get out of debt? You’re not alone. Canadians owe an average of $1.74 of debt for every dollar of disposable income. That can be fine as long as nothing goes wrong. However, if you have a financial emergency, you can find yourself struggling to make your monthly debt payments….
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If you want to know how to pay back student loans, you’re not alone. The average Canadian student owed $28,000 on a bachelor’s degree upon graduation. In this article, we’ll look at ways to get financially ready for college and university as well as paying off your student debt once you graduate. We’ll look at…
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With the 2020 tax season in full swing, we thought it would be the perfect time to share some tax tips. In this article, we’ll look at ways to boost your tax refund, tips on getting your taxes filed on time and a tax credit for people with disabilities. 5 Simple Ways to Boost Your…
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When it comes to couples and money, not every pair shares the same views. You’ve probably heard opposites attract. While that may be the spark that makes your relationship work, it can also lead to problems, especially when it comes to money. If you don’t discuss your finances or spending decisions together, you may not…
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Today is Data Privacy Day! The United States and Canada are among the many countries that celebrate Data Privacy Day. It began in the United States, but the need to safeguard data and enable privacy is an international effort. The point is to raise awareness about the technological impact on our personal information. It is…
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If you’re like most homeowners, the most expensive utility bill is your energy bill. Many homeowners just accept their electricity bill for what it is, but there are simple ways to save on your energy bill. That’s right; by getting creative you keep more of your hard-earned money in your pockets instead of handing it…
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Let’s be honest: most of us haven’t done all our Christmas shopping yet, and we’re swiftly running out of disposable cash. Also, it’s unwise to run up credit cards in this case. How can savvy Canadians save money during this holiday season, especially at the last minute? Here are some tips from four experts of…
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For anyone struggling to pay their credit card debt and bills, the stress can be overwhelming. In many cases, the debt continues to climb, despite making payments, because expenses keep rising. The strain of this can be devastating. Studies show Canadians are increasingly worried about their financial situation. Many aren’t sure how they will get…
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Debt.ca provides information and tools to help Canadians get out of debt. Learn more about the debt relief options in Canada and find out which one is right for you.
Individual results will vary. Debt.ca does not assume or pay any debt, nor does it provide legal advice or offer credit repair services. If you require legal advice, you will need to consult with a licensed attorney. Individual results are highly dependent on successful completion of program and your ability to save money. Settlement estimates of 40 - 60% are examples of past performance and are not intended to be a guarantee of future settlement results. Results will vary based on individual circumstances. Please read and understand all contract terms prior to your enrollment. All testimonials, program descriptions and BBB Accreditation's are related to or provided by our third party affiliates. Names and pictures associated with client testimonials are not real in order to protect the privacy of all clients. Information from third parties is not verified or guaranteed by Debt.ca.
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