Managing Debt Tips - Consolidated Credit Canada

Coping with Christmas in debt

Coping With Christmas In Debt

By Debt.ca on December 9, 2019

Having to spend Christmas in debt can be emotionally trying. There are a few occasions in our lives where much of our financial responsibility gets thrown out the window. Babies are probably number one, but weddings, vacations, and Christmas (or Hanukkah) are close behind. December holds the time of year where many replace their penchant to save…

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Here’s a Quick Way to Get Focused On Your Goals

By Debt.ca on November 18, 2019

Stop feeling overwhelmed and start taking back control. Use these goal-setting tips to achieve you financial goals to live the life you want.

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Understanding your credit score

Understanding your Credit Score

By Rubina Ahmed-Haq on July 23, 2019

Take steps to understand what your credit score means, what a high credit score enables you to do, and what a low credit score prevents you from doing.

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Understanding retirement savings and RRSP's

Your easy guide to understanding RRSPs

By Rubina Ahmed-Haq on July 22, 2019

Learn all about Registered Retirement Savings Plans, or RRSPs, one of the best ways Canadians can invest money from their own paycheck toward retirement.

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There are options to getting a loan, even if you have bad credit

Getting a Loan if You Have Bad Credit

By Rubina Ahmed-Haq on July 19, 2019

If you’re getting your life back on track and want to get a loan, sometimes history can bite you. Here’s how to go about getting a loan with a bad history.

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Most students graduate with approx $26,000 in student loans. Here is how we can help

The State of Student Debt in Canada

By Steve Horton on June 13, 2019

The average post-secondary student in Canada graduates with $26,000 in student related debt, according to Statistics Canada. This debt is incurred from the cost of tuition, rent, and food. All which have been steadily rising. For young Canadians, cost may be a prohibiting factor from entering post-secondary school. The only solution is to borrow to…

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Credit Ratings Explained

By Sean on June 10, 2019

Credit is something many of us take for granted. If you have good credit, you should have no problem borrowing money at the best interest rates with the most favourable terms and conditions. If you’re able to pay for your home, car and other assets in cash, you may not care about your credit score,…

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Pay Down Debt with the Avalanche Method

By Rubina Ahmed-Haq on May 30, 2019

Learn about the avalanche method, one of the most effective techniques for paying down debt from one or more sources and interest rates.

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What is the Snowball Method to Paying Down Debt?

By Rubina Ahmed-Haq on May 29, 2019

Learn about the snowball method, one of the most effective techniques to paying off different kinds of debt with different interest rates.

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Easy Ways to Improve Your Credit Score

By Rubina Ahmed-Haq on May 23, 2019

If you’ve recently applied for credit, the lender most likely asked permission to obtain your credit report and credit score. This is standard practice. But as it was for me the first time I went to buy a house, borrowers can be surprised with what their credit score is and how bad spending habits have…

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