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(844) 845-4219

Put Canada’s Largest Debt Relief Network to Work for You

The pros at are here to help you find the best debt relief program, so you can get out of debt while saving time and money.

Don’t let your debt consume you and your family. It’s time to take action:

Lower your payments by up to 50%

Reduce or eliminate interest

Make one low monthly payment for all your debts

Become debt free in as few as 24-48 months

English and French Speaking Counsellors Available

Get Started

Debt We’ve Helped Canadians Manage


“Everything is well laid out and you are left in no doubt what to do next. Everyone I talked to listened to me and were very personable.”

Everyone I talked to listened to me and were very personable. Canadian debt relief was a call away


“I really and truly, finally can look at retirement in a positive light.”

I finally can look at retirement in a positive light.


“I foresee getting back in control of my debt. The stress was making my health worse. I feel there is a light at the end of my tunnel.”

The stress from my debt was making my health worse. I needed emergency debt relief.


How It Works


Get a free savings estimate

Talk to a debt relief specialist, who can evaluate your debts and budget to recommend a program that will work for you.


Reduce your payments

Roll bills into one low monthly payment that works for your budget. The right solution can cut your payments by up to 50%.


Become debt free

Start today and you could be debt-free in just 24-48 months, saving thousands of dollars in the process.

Reduce your payments, pick a plan that works

No matter what your goals are, can help you customize a debt relief plan that will work for you. The right solution could lower your payments, get you out of debt faster, or even provide forgiveness on a portion of what you owe. Discover how much you can save with the right program.

Learn More About How Helps Canadians Find Debt Relief

Canadian Debt Relief

How does it work?

What types of debt qualify?

Why choose

Can I avoid bankruptcy?

How do I get started? is Canada’s trusted source for debt relief

At, we understand that people often get deep in debt for many reasons they can’t control. You may face job loss, reduced income, medical expenses, or even the rising costs of raising a family. When faced with a mountain of consumer debt, it is easy to become overwhelmed and believe that you will never be able to pay off your creditors. High-interest rates, late fees, and penalties all work against you in your goal to become debt-free.

That’s why we help people understand their full range of options for debt relief, so they can save the most money and time while getting out of debt. There’s a range of debt relief programs available. Finding the right one depends on a variety of factors, including how much you owe, your budget, credit score, your goals, and even the province or territory where you live.

We’re experts at helping people weigh all those factors to identify the best program. So, whether you need credit counselling, debt forgiveness, or discharge, we can connect you will a qualified team that can help you

How debt relief works in Canada

Canada debt relief programs follow a principle of affordability. If you are struggling financially because of debt, by law you’re only required to repay what you can reasonably afford. Many Canadians don’t know that creditors are often willing to offer debt forgiveness once they reach an agreement with a debtor. So why struggle for decades trying to pay back a $15,000 principal debt plus penalties and interest, when you might be able to settle the debt for $6,000 or less?

Debt relief programs in Canada are designed for people with high credit card debt balances and other debts not secured by property or other collateral. Once a pro from matches you with the right program, we’ll connect you with a service provider. Providers in our network are licensed by the federal government and the provincial or territorial government where you reside.. They will work with creditors to reach an agreement in your best interest, which allows you to save significant time and money as you become debt-free.

With the right debt solution, you could:

  • Combine bills into one affordable monthly payment
  • Reduce or eliminate interest and stop penalties
  • Get out of debt in as little as 24 – 48 months
  • Receive debt forgiveness on a portion of your balances
  • Become debt-free without filing bankruptcy
  • Start rebuilding your credit

Get out of debt while protecting your assets

Almost all debt relief programs in Canada help people protect their most important assets as they get out of debt. The goal is to pay off unsecured debts, which are debts that do not have collateral. Even with bankruptcy, most Licensed Insolvency Trustees will tell you that it’s rare for people to lose their assets.

Debt relief programs that help you avoid bankruptcy focus exclusively on unsecured debts, including: 

  • Credit card debt
  • Personal loans
  • Lines of credit
  • Debt collections

Secured loans, which is any loan backed by collateral, are not eligible for these types of program. That includes:

  • Mortgages
  • HELOCs
  • Auto loans

You can also include specialized types of unsecured debt in some relief programs, including:

  • Student loans that are more than six-years-old
  • CRA income tax debt offers options, empathy, and information

At, we understand what a mental and emotional burden it can be to face challenges with debt. We’re here to provide a listening ear for the challenges you’re facing, and to help you find practical solutions that will work. We’re here to ensure you’re informed of all your options, so you can choose the best option for you. offers all the solutions you might need, all in one convenient place. Based on your situation, we connect you with the right qualified, accredited, and licensed service provider to assist you. Our debt relief network can connect you with lenders, credit counsellors, and Licensed Insolvency Trustees that have proven track records of helping people.

So, with, it’s not about driving you into the one solution we offer. It’s about helping you find the solution that allows you to get debt-free as quickly as possible.

If there’s a way to avoid bankruptcy, will help you find it

Bankruptcy is not a situation that anyone wants to face. That’s why if you’re overwhelmed with debt, it’s crucial to explore every avenue that will help you avoid taking such serious action. The challenge is that you may not be familiar with all the options that could help you. Most people don’t learn about debt relief programs they might need until they’re already mired in debt.

That makes for a steep learning curve at a time when you need to take decisive action. That’s why you need support. We’re experts at matching people with the best debt relief service. So, no matter where you live, how much you owe, or what goals you have for your finances, we’ll connect you with the solution you need to become debt-free.

Through free consultations with providers in our network, you’ll learn if there are any options available that will help you avoid bankruptcy. You may be able to afford to repay what you owe with lower interest or get debt forgiveness on parts of your balances.’s team will be here every step of the way to help you explore and evaluate these paths.

Take the first step to a debt-free life

It all starts with a quick, free consultation with a debt relief pro from You can call us at (844) 845-4219 to speak with someone now or complete the form above to tell us a little about your situation and then we’ll reach out to you.

The consultation is confidential, quick and easy. You’ll talk with a pro about your debts, budget, credit, and goals. They’ll review your options for relief and answer all questions you may have. Together, you’ll identify the best relief program for you, then they’ll connect you instantly with an accredited and licensed service provider. It’s that easy. So, what are you waiting for? You have nothing to lose but your debt!