How It Works

How it works

Our goal is to provide you with the resources and tools necessary to put you in a position to make sound decisions about your financial future. In addition to the resources we provide on our website, we have relationships with a number of trustworthy and reliable debt service providers who can ensure that your financial needs are met. Our providers will present you with debt-reduction options and outline a strategy based on your specific needs. Let us put you in touch with a provider that can get you out of debt fast, for much less than you currently owe.

Each program was designed for families and individuals who are struggling with debt and looking for a way out. Simply put, if you’re paying out more money every month than you have coming in, we can connect you with a professional who can help.

Step 1

learn more about your options

Our website is filled with detailed guides on each debt relief option in Canada. This allows you to get the facts and find out the pros and cons of each solution so that you can make an informed decision.

Get your free savings estimate

Step 2

determine the right solution for you

Everybody’s situation is different and there is no one solution that serves everyone. So by understanding and knowing which option is best for you, your road to debt freedom can be paved for success!

Get your free savings estimate

Step 3

apply online and connect with an expert

Getting help with your debt shouldn’t have to be a complicated process. Our easy online application form allows you to connect with an expert from the comfort and privacy of your own home.

Get your free savings estimate

Step 4

receive your free savings estimate

Once you fill out the form, a debt service provider will reach out to you with your free debt analysis and savings estimate. Remember, the entire process is completely free and there is absolutely no obligation.

Get your free savings estimate

Step 5

start rebuilding your financial future

We understand the importance money plays in people lives and we want to help you take back your life and start rebuilding your future. This includes improving your credit and getting you back onto solid financial ground!

Get your free savings estimate

Free Savings Estimate

How much do you owe?

$100,000

$5,000

$100,000

Get Started

Debt.ca provides information and tools to help Canadians get out of debt. Learn more about the debt relief options in Canada and find out which one is right for you.

Individual results will vary. Debt.ca does not assume or pay any debt, nor does it provide legal advice or offer credit repair services. If you require legal advice, you will need to consult with a licensed attorney. Individual results are highly dependent on successful completion of program and your ability to save money. Settlement estimates of 40 - 60% are examples of past performance and are not intended to be a guarantee of future settlement results. Results will vary based on individual circumstances. Please read and understand all contract terms prior to your enrollment. All testimonials, program descriptions and BBB Accreditation's are related to or provided by our third party affiliates. Names and pictures associated with client testimonials are not real in order to protect the privacy of all clients. Information from third parties is not verified or guaranteed by Debt.ca.

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How It Works