It’s indeed a pain in the neck if you’re dealing with debt collectors several times a week. Some debt collectors are known to be rude, intimidating, and straight-up obnoxious. They will try every tactic – no matter how abusive and unscrupulous – just to get you to pay back your debts. Most debt collectors get…
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It’s a good idea to save money on Halloween candy if you plan on participating at all this year. Halloween has become big business in Canada, but job losses due to COVID-19 may stifle the tradtional celebration methods. What was once a holiday exclusively for kids has now reached into offices, adult costume parties, and…
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Choosing the best debt relief company can be a difficult task. Debt is a sensitive topic and many Canadians are not comfortable sharing information about their very personal situation. However, it is important to ensure that you don’t spend all of your time worrying about settling debts. Doing so can derail you from achieving other…
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Understanding compound interest and the risks of unpaid debt is essential if you owe money. Accumulated interest can cause you to pay much more than the initial cost. Sometimes, interest is compounded monthly. Other times, the frequency of compounding can vary and make your debt grow faster. If you feel overwhelmed by your credit card…
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Individuals considering debt relief often ask “When does debt consolidation go wrong?” People who are burdened with multiple debts often resort to getting a debt consolidation loan to solve their financial struggles. This approach is believed to give you relief since you’ll merge your debts into a single manageable payment, and it can lower the…
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Insolvency is a financial state where you’re unable to meet your debts as they come due. When used as a commercial term, it means that your business is unable to pay off its debts. It is typically defined in two separate ways: cash flow insolvency and balance sheet insolvency. Let’s look at both now. Cash…
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Asking “Is debt settlement right for me?” might not be the right question. There are some considerations to keep in mind when you seek debt relief. For anyone struggling to pay their credit card debt and bills, the stress can be overwhelming. In many cases, the debt continues to climb, despite making payments despite making…
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For people who have debt problems, one of the best debt solutions to escape such a predicament is to file a consumer proposal. In the first quarter of 2019, the number of consumer insolvency filings reached 32,000. Despite this high number of filings, there are still folks out there who don’t know about consumer proposals….
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The signs you need credit counselling can be quite prominent. Experiencing financial trouble in your life is indeed a pain in the neck. Many people around the world are saddled with debt. In the United States alone, there are 76 million people who are struggling with their finances. And, of course, you can find plenty…
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Struggling to pay your debt management program isn’t a typical issue of the plan. Taking out loans or using credit cards can be a good way to cover essential purchases. However, multiple debts can put you in financial ruin. It’s not easy, but there are solutions to this problem. One of the best debt-relief options…
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Debt.ca provides information and tools to help Canadians get out of debt. Learn more about the debt relief options in Canada and find out which one is right for you.
Individual results will vary. Debt.ca does not assume or pay any debt, nor does it provide legal advice or offer credit repair services. If you require legal advice, you will need to consult with a licensed attorney. Individual results are highly dependent on successful completion of program and your ability to save money. Settlement estimates of 40 - 60% are examples of past performance and are not intended to be a guarantee of future settlement results. Results will vary based on individual circumstances. Please read and understand all contract terms prior to your enrollment. All testimonials, program descriptions and BBB Accreditation's are related to or provided by our third party affiliates. Names and pictures associated with client testimonials are not real in order to protect the privacy of all clients. Information from third parties is not verified or guaranteed by Debt.ca.
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