We’re getting closer to the time of year when the Canada Revenue Agency awaits your annual income reports. From there, they will determine whether or not you are income tax receivable or income tax payable. What’s the difference, you ask? Income tax payable means that you must pay the government within one year, and income…
read full story > No Comments
Every financial situation is unique and unlike others experiences, which is why every piece of information you can absorb during debt repayment will help. I know, I know, you’re tired of hearing the same old instruction from the same old places. So instead, we decided to see what others (who have been through similar circumstances)…
read full story > No Comments
When you’re in debt repayment mode, cutting down on your variable expenses is an important way to free up extra cash to pay off your debt quicker. I did it, and it was a key part of my debt repayment strategy. Cutting down on variable expenses is as simple as ditching any expense that you…
read full story > No Comments
When you’re on a budget, the most mundane holidays and events can cause financial distress. Does your friend have a birthday coming up? You’re probably already stressing about being able to afford the dinner she invited you to. The same concept applies to holidays, including Valentine’s Day. Listen, I understand. No one wants to be…
read full story > No Comments
The holidays are expensive. We know that. According to a recent survey from savings destination RetailMeNot.ca, the average Canadian spent almost $1000 this past holidupgradeay season on food, drink, travel and gifts. Another survey by PC Financial finds 77 percent agree the holiday season tends to be more expensive than planned. If you went over budget…
read full story > No Comments
With 2016 in the review mirror, it’s time to turn our attention to the amazing year ahead and see what 2017 has to offer. With all of the possibilities and opportunities, it’s hard to know where to begin. To make the most of your money this year, make sure to follow these financial tips for the…
read full story > No Comments
As the New Year approaches many Canadians will begin planning their resolutions, and many of those resolutions will be financial in nature. Money-based resolutions are the third most popular type, yet only 19% of Canadians keep their resolutions for the entire year. That’s because setting a goal is one thing, but sticking to it is…
read full story > No Comments
Dollar stores are great places for thrifty shoppers, but anyone who has ever used a dollar store cotton swab knows that there are just some things that you shouldn’t buy there. So, what should you buy at a dollar store? As someone who has saved hundreds, if not thousands of dollars by shopping at dollar stores over the…
read full story > No Comments
As you already know, budgets are important. They are so important, you hear about them every time you ask for information on how to manage your finances, every time you look for information on the internet, and essentially anytime someone mentions the word “money”. However, one thing no one seems to mention when they’re talking…
read full story > No Comments
The Secret to Crushing Your Debt If there is something that I have been asked many times since we paid off our mortgage it’s “What’s the secret to crushing debt?” Is there really a secret formula to crushing debt? In a word: Yes. There are methods that will help you crush your debt that is…
read full story > No Comments
Get a free savings estimate today. There is no obligation.
Get Your Free Savings Estimate
Debt.ca provides information and tools to help Canadians get out of debt. Learn more about the debt relief options in Canada and find out which one is right for you.
Individual results will vary. Debt.ca does not assume or pay any debt, nor does it provide legal advice or offer credit repair services. If you require legal advice, you will need to consult with a licensed attorney. Individual results are highly dependent on successful completion of program and your ability to save money. Settlement estimates of 40 - 60% are examples of past performance and are not intended to be a guarantee of future settlement results. Results will vary based on individual circumstances. Please read and understand all contract terms prior to your enrollment. All testimonials, program descriptions and BBB Accreditation's are related to or provided by our third party affiliates. Names and pictures associated with client testimonials are not real in order to protect the privacy of all clients. Information from third parties is not verified or guaranteed by Debt.ca.
| Live Chat |  |
Live Chat