Debt.ca, Author at Debt.ca

consolidation gone wrong

When Does Debt Consolidation Go Wrong?

By Debt.ca on September 23, 2020

Individuals considering debt relief often ask “When does debt consolidation go wrong?” People who are burdened with multiple debts often resort to getting a debt consolidation loan to solve their financial struggles. This approach is believed to give you relief since you’ll merge your debts into a single manageable payment, and it can lower the…

read full story > No Comments

Couple considering debt settlement

Is debt settlement right for me? Consider this…

By Debt.ca on September 15, 2020

Asking “Is debt settlement right for me?” might not be the right question. There are some considerations to keep in mind when you seek debt relief. For anyone struggling to pay their credit card debt and bills, the stress can be overwhelming. In many cases, the debt continues to climb, despite making payments despite making…

read full story > No Comments

When a consumer proposal ends paperwork

What You Need to Know After A Consumer Proposal 

By Debt.ca on September 9, 2020

For people who have debt problems, one of the best debt solutions to escape such a predicament is to file a consumer proposal. In the first quarter of 2019, the number of consumer insolvency filings reached 32,000. Despite this high number of filings, there are still folks out there who don’t know about consumer proposals….

read full story > No Comments

Couple getting a joint bank account

Joint Bank Accounts – What You Need to Know

By Debt.ca on August 25, 2020

Convenient access to pooled resources, higher savings, expense tracking, and successful budgeting have never been easier with joint bank accounts. In addition to these perks, a joint bank account earns more interest since it carries a higher average daily account balance, promoting healthier credit. However, for every advantage comes risk and complication. Before opening a…

read full story > No Comments

Loan Agreement

Everything You Need to Know About Online Instalment Loans

By Debt.ca on August 21, 2020

Online instalment loans are a highly popular loan option for people who need to borrow fast cash. It differs from other types of loans because the borrower has to repay what he or she owes in regularly scheduled instalments over a predetermined term. Each payment the borrower makes goes to repay a portion of the…

read full story > No Comments

Tips for Lowering Credit Utilization Ratio

Tips for Lowering Credit Utilization Ratio  

By Debt.ca on August 19, 2020

When lowering credit utilization ratio, it’s key to improving credit. However, you should watch out the credit utilization on your credit card and line of credit because high credit utilization might drag down your credit score. Credit card interest rates also go up when you have a high credit utilization. Since credit utilization has a…

read full story > No Comments

kids in school

ChildCare Subsidy for Canadian Parents

By Debt.ca on August 11, 2020

In this article we’ll review what a childcare subsidy is and how it works. Figuring out how the child care subsidies work in your province isn’t always easy. The rules can be confusing and difficult to interpret. That’s why we’ve done our best to outline the child care subsidies available in some of the provinces throughout…

read full story > No Comments

Capping Interest and Fees on Payday Loans

Capping Interest and Fees on Payday Loans

By Debt.ca on August 6, 2020

Do you rely on payday loans? The Coronavirus pandemic has been tough for a lot of Canadians, especially the most vulnerable. If you don’t qualify for the Canada Emergency Response Benefit (CERB), you could find yourself relying on payday loans to survive. In this article we’ll look at what are payday loans. We’ll also look…

read full story > No Comments

low inerest rate

The Lowest Debt Consolidation Rates You Can Find

By Debt.ca on July 29, 2020

The lowest debt consolidation rates in history may be available right now. Do you have multiple balances on credit cards or loans at high-interest rates? You could be saving yourself money and freeing up your cash flow by consolidating your debts. Consolidating your debts has never made more sense than it has right now at…

read full story > No Comments

Toy figures of an old couple sitting on stacked coins

Start Your Retirement Savings Plan Today

By Debt.ca on July 23, 2020

The younger you are, the harder it can be to imagine what retirement is going to look like. For some, retirement age is 40 or more years away. The earlier you start retirement savings, the more likely you are to have a successful retirement. It can be filled with all the things you want to…

read full story > No Comments

Free Savings Estimate

How much do you owe?

$100,000

$5,000
$100,000
Live Chat
Welcome to our Live Chat
Agents are not available at this time. Please leave a message. Thank you.
First Name
Last Name
Phone
Email
Postal Code
Debt Amount
 
PHP Live! powered