The Debt.ca blog
Page 15 of 17
Taxes & BenefitsEnhanced Powers for the Financial Consumer Agency of Canada
The newly enhanced powers for the Financial Consumer Agency of Canada have been underway since April 2020. The Financial Consumer Agency of Canada…
Budgeting & MoneyHow to Prepare for a Financial Crisis
Have you ever thought about how to prepare for a financial crisis? If you’ve experienced one at some point in your life you probably have. In this…
Taxes & BenefitsDo you need help paying bills through Coronavirus?
There’s no shame if you need help paying bills right now. With the coronavirus resulting in layoffs, there’s no surprise so many people need…
Taxes & BenefitsSelf-Employed Taxes for Small Business Owners
If you have to file self-employed taxes this year, you may be confused with how they differ from personal taxes. Income tax season is already…
Debt RepaymentCollection Agencies Act - What You Need To Know
The goal of the Collection Agencies Act is to keep collection agents from participating in a prohibited practice. Basically, for a collection agency…
Debt ReliefDebt Settlement vs. Bankruptcy vs. Consumer Proposal
Have you ever pit debt settlement vs. bankruptcy vs. consumer proposal? Getting to know each one intimately probably never crossed your mind.…
Budgeting & MoneyBudgeting Basics - Get More Control Of Your Finances
It’s time to get down to the basics. In this article, we’re going to look at the basics of budgeting. Now I know what you’re thinking, a budget is no…
Debt RepaymentHow to Get Out of Debt And Stay Out
Are you unsure of how to get out of debt? You're not alone. Canadians owe an average of $1.74 of debt for every dollar of disposable income. That can…
Loans & CreditHow to pay back student loans
If you want to know how to pay back student loans, you’re not alone. The average Canadian student owed $28,000 on a bachelor’s degree upon…
Budgeting & MoneyCouples and Money: End the Budgeting Bickering
One of the issues regarding couples and money is what to do when they don't see eye to eye about finances. If one spouse wants to get out of debt and…
News & CommentaryData Privacy Day in Canada
Today is Data Privacy Day! The United States and Canada are among the many countries that celebrate Data Privacy Day. It began in the United States,…
Budgeting & MoneySave on Energy and Reduce Your Power Bill
If you’re like most homeowners, the most expensive utility bill is your energy bill. Unfortunately, many homeowners accept their electricity bill for…
Loans & CreditAre Credit Card Reward Points Costing You?
Many people see credit card points as rewards, but are they really? It could be that they are actually costing you unnecessary money. Points are very…
Loans & CreditCredit Card Minimum Payments Don't Work
It’s a situation that’s easy to get into: “I’ll just make the credit card minimum payment this month and worry about paying off the balance later.”…
Budgeting & MoneyHere’s a Quick Way to Get Focused On Your Goals
Stop feeling overwhelmed and start taking back control. Use these goal-setting tips to achieve you financial goals to live the life you want.
Credit HealthUnderstanding your Credit Score
Take steps to understand what your credit score means, what a high credit score enables you to do, and what a low credit score prevents you from…
Loans & CreditGetting a Loan if You Have Bad Credit
If you're getting your life back on track and want to get a loan, sometimes history can bite you. Here's how to go about getting a loan with a bad…
Loans & CreditThe state of student debt in Canada
Are you dealing with student debt? Students are now balancing student loan payments, remote learning, and working part-time. This can be overwhelming…
Debt RepaymentPay Down Debt with the Avalanche Method
Learn about the avalanche method, one of the most effective techniques for paying down debt from one or more sources and interest rates.
News & CommentaryWhat is National Patriots’ Day?
If you live in the province of Quebec, you most likely celebrate National Patriots’ Day. The annual holiday falls on the Monday before May 25th. It…
Loans & CreditApple Card: Apple wants to make it even easier to charge
Digital shopping is great for convenience, but for those who tend to shop too much, Apple Card can be a dangerous tool in the palm of their hand.…
Budgeting & MoneyActivity-Based Budgeting: Time is Money
Activity-based budgeting is a method associated with business: it’s when you figure out all the costs for all your products and services. After you…
Loans & CreditWhen buying a car, does leasing or financing make the most sense?
Buying a car is an expensive proposition. You want to do your research and make sure the vehicle you’re purchasing is best for your needs. The…
Taxes & BenefitsStop procrastinating and file taxes
Tax time is stressful, even for those of us who are the most prepared. If you have left things to the last minute, like many of us, the tension dial…