Debt Blog, Debt Advice & Tips for Canadians

Budgeting Basics

Budgeting Basics – Get More Control Of Your Finances

By Sean on March 17, 2020

It’s time to get down to the basics. In this article, we’re going to look at the basics of budgeting. Now I know what you’re thinking, a budget is no fun. While that may be the perception, this couldn’t be further from the truth. Topics include learning personal and family budgeting basics, the step of…

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How to get out of debt

How to Get Out of Debt And Stay Out

By on March 17, 2020

Are you unsure of how to get out of debt? You’re not alone. Canadians owe an average of $1.74 of debt for every dollar of disposable income. That can be fine as long as nothing goes wrong. However, if you have a financial emergency, you can find yourself struggling to make your monthly debt payments….

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How to pay back student loans

By on March 17, 2020

If you want to know how to pay back student loans, you’re not alone. The average Canadian student owed $28,000 on a bachelor’s degree upon graduation. In this article, we’ll look at ways to get financially ready for college and university as well as paying off your student debt once you graduate. We’ll look at…

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Couple arguing over money

Couples and Money: End the Budgeting Bickering

By on February 3, 2020

One of the issues regarding couples and money is what to do when they don’t see eye to eye about finances. If one spouse wants to get out of debt and start saving for their future, but their spouse isn’t on board. What’s Your Money Philosophy What we’re talking about is having two opposing goals…

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Data Privacy Day in Canada

Data Privacy Day in Canada

By on January 28, 2020

Today is Data Privacy Day! The United States and Canada are among the many countries that celebrate Data Privacy Day. It began in the United States, but the need to safeguard data and enable privacy is an international effort. The point is to raise awareness about the technological impact on our personal information. It is…

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A lightbulb with stacked of gold coins outside

Save on Energy and Reduce Your Power Bill

By on January 21, 2020

If you’re like most homeowners, the most expensive utility bill is your energy bill. Unfortunately, many homeowners accept their electricity bill for what it is, but there are simple ways to save on it. That’s right, by getting creative, you keep more of your hard-earned money in your pockets instead of handing it over to…

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Young woman holding a blue rewards credit card

Are Credit Card Reward Points Costing You?

By on January 12, 2020

Many people see credit card points as rewards, but are they really? It could be that they are actually costing you unnecessary money. Points are very popular promotions offered by virtually every single credit card company on the planet, and they usually allow customers to get free stuff. This could come in the form of…

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Woman reviewing credit report

Credit Card Minimum Payments Don’t Work

By on January 9, 2020

It’s a situation that’s easy to get into: “I’ll just make the credit card minimum payment this month and worry about paying off the balance later.” This is a short-term solution to a debt issue. But this philosophy usually gets people into more credit card debt than saves them. Below are the reasons why minimum…

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Hands putting two puzzles pieces together

Here’s a Quick Way to Get Focused On Your Goals

By on November 18, 2019

Stop feeling overwhelmed and start taking back control. Use these goal-setting tips to achieve you financial goals to live the life you want.

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Understanding your credit score

Understanding your Credit Score

By Rubina Ahmed-Haq on July 23, 2019

Take steps to understand what your credit score means, what a high credit score enables you to do, and what a low credit score prevents you from doing.

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