Debt Blog, Debt Advice & Tips for Canadians

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Valentine’s Day on a Budget Doesn’t Mean Being Cheap

By Jordann Brown on January 31, 2017

When you’re on a budget, the most mundane holidays and events can cause financial distress. Does your friend have a birthday coming up? You’re probably already stressing about being able to afford the dinner she invited you to. The same concept applies to holidays, including Valentine’s Day. Listen, I understand. No one wants to be…

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Tackle Holiday Debt Now

By Rubina Ahmed-Haq on January 13, 2017

The holidays are expensive. We know that. According to a recent survey from savings destination RetailMeNot.ca, the average Canadian spent almost $1000 this past holiday season on food, drink, travel and gifts. Another survey by PC Financial finds 77 percent agree the holiday season tends to be more expensive than planned. If you went over…

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4 Money Moves You Can Do To Start The Year Off Right

By Andrew Daniels on January 2, 2017

With 2016 in the review mirror, it’s time to turn our attention to the amazing year ahead and see what 2017 has to offer. With all of the possibilities and opportunities, it’s hard to know where to begin. To make the most of your money this year, make sure to follow these financial tips for the…

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Determining Where to Cut Back in Your Budget

By Alyssa Davies on December 9, 2016

As you already know, budgets are important. They are so important, you hear about them every time you ask for information on how to manage your finances, every time you look for information on the internet, and essentially anytime someone mentions the word “money”. However, one thing no one seems to mention when they’re talking…

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The Secret to Crushing Your Debt Before it Crushes You

By Andrew Daniels on December 1, 2016

The Secret to Crushing Your Debt If there is something that I have been asked many times since we paid off our mortgage it’s “What’s the secret to crushing debt?” Is there really a secret formula to crushing debt? In a word: Yes. There are methods that will help you crush your debt that is…

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You Paid Off Your Debt, Now What?

By Alyssa Davies on November 24, 2016

You did it, you finally made that last payment and your debt is paid in full! Now, you are ready to move on to bigger and brighter things. Money management is something you feel you can finally control and understand, which has become an important part of your new financial life. But after all of…

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How Parents’ Debt Affects Children

By Amanda Reaume on November 15, 2016

While they might not always show it, children are incredibly sensitive to everything going on in their parents’ lives. It’s therefore not surprising that the stress that family experiences from dealing with debt could have an impact on kids. A recent study by Lawrence M. Berger of the Institute of Research on Poverty at Dartmouth…

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The 3 Things You Need Besides Money To Pay Off Your Debt

By Andrew Daniels on November 7, 2016

You’ve decided that you want to break free from debt once and for all. Congratulations! When it comes to paying off your debt there are a lot of things to think about, but deciding to get out of debt is the biggest decision of all. While money is the most important part of debt repayment,…

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10 Places You Are Overspending Without Knowing

By Rubina Ahmed-Haq on October 12, 2016

Are overspending problems the reason Canadians are suffering from record-high levels of debt? The latest numbers from Statistics Canada show in the second quarter of 2016, for every dollar of disposable income Canadians, owe $1.67. The majority of this is mortgage debt, but 1/3 is consumer debt often held on expensive credit cards and on…

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5 Ways to Reinvent Your Social Life While Paying off Debt

By Alyssa Davies on August 22, 2016

For those of you who are just starting to pay off your debt, I’m sure you’ve realized that changing your lifestyle to reach your goal of financial freedom is difficult. Your friends and family are still planning outings that you would at one point, never turn down. But now you have to. So what does…

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