The Debt.ca blog
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Housing & MortgagesUsing a Home Equity Loan for Debt Consolidation
Using a Home Equity Loan for Debt Consolidation may not occur to a homeowner immediately when experiencing finance troubles. COVID-19 has been tough…
Debt ReliefHow To Choose The Right Credit Counsellor For You
Credit counselling is one of the ways to solve your debt and other financial problems. If you choose the right credit counsellor, he or she can help…
Housing & MortgagesThe Imminent Housing Crisis and the Average Canadian's Plea
Is there a housing crisis brewing in Canada? With eviction moratoriums and mortgage payment deferrals having already expired for 2020, it's possible…
Credit HealthWhat is a Good Credit Score? Ranges and Factors
It’s crucial to know what a good credit score is if you’re building or maintaining healthy credit. If your credit score is good, you have a higher…
Taxes & BenefitsThe Importance of Hiring a Tax Resolution Firm
Hiring a tax resolution firm can help you if you have tax issues. It’s indeed intimidating to receive phone calls from the Canada Revenue Agency…
Budgeting & MoneyMobile Security Tips to Secure Data When Using Money Apps
According to 75% of mobile experts in Canada , mobile security and privacy are among the top concerns today, especially when people use mobile…
Budgeting & MoneyThe Benefits of Teaching Financial Literacy to the Youth
Teaching financial literacy to our youth is crucial. It allows them to know the importance of money and in making the right financial decisions in…
Budgeting & MoneyThings You Need to Consider When Sharing Your Financial Data
Sharing financial data is a common practice for companies and institutions offering financial services. That's why there are some things you should…
Loans & CreditTips To Pay Off Your Credit Card Debt in Canada
A debt free financial life requires you to pay off your credit card debt. It's a dream for everyone. Not only in Canada, but in all parts of the…
Loans & CreditWhy Credit Card Interest Rates are High
Today you can get a 5-year fixed-rate mortgage for under 3 percent and a secured line of credit for as little as 3 percent, so why are credit card…
Loans & CreditImportant Terms to Know in Your Credit Card Agreement
Do you understand the credit card agreement you're getting into before you sign up? A lot of people see their credit cards as a license to spend .…
Debt ReliefBankruptcies and Insolvencies - Experts Weigh In On Canada's Financial Future
Most people don't think they'll ever have to file for bankruptcy. That is until they've become so deep in debt that it's virtually the only thing…
Housing & MortgagesHow Lenders Price Mortgage Rates
Have you ever been at a barbecue and heard the great mortgage rate your neighbours got and wondered why you don’t qualify for the same great rate?…
Loans & CreditHow Can I Change My Student Loan Repayment Plan?
Ever ask yourself "Can I Change My Student Loan Repayment Plan?" If you’re having difficulty paying your student loan, there’s an option for you to…
Debt ReliefDebt Management Program Pros and Cons
Have you thought about the debt management program's pros and cons to getting out of debt? Many folks who have high-interest unsecured debt resort to…
Debt RepaymentDebt Settlement Negotiations: A Do-It-Yourself Guide
Considering debt settlement negotiations can be stressful. Debt is indeed a serious obligation that affects your finances and life in general. This…
Budgeting & MoneyThings You Should Always Buy at a Dollar Store
Dollar stores are great places for thrifty shoppers. But anyone who has ever used a dollar store cotton swab knows that there are just some things…
Debt RepaymentDealing with Debt Collectors - 10 Consumer Rights You Should Know
It’s indeed a pain in the neck if you're dealing with debt collectors several times a week. Some debt collectors are known to be rude, intimidating,…
News & CommentaryWhere to splurge and save money on Halloween 2025
It’s a good idea to save money on Halloween candy if you plan on participating at all this year. Halloween has become big business in Canada. What…
Debt ReliefWhat To Look For in a Debt Relief Company
Choosing the best debt relief company can be a difficult task. Debt is a sensitive topic and many Canadians are not comfortable sharing information…
Loans & CreditUnderstanding Compound Interest and the Potential Damage
Understanding compound interest and the risks of unpaid debt is essential if you owe money. Accumulated interest can cause you to pay much more than…
Debt ReliefWhen Does Debt Consolidation Go Wrong?
Individuals considering debt relief often ask "When does debt consolidation go wrong?" People who are burdened with multiple debts often resort to…
News & CommentaryWhat is Insolvency?
Insolvency is a financial state where you’re unable to meet your debts as they come due. When used as a commercial term, it means that your business…
Debt RepaymentNegotiate Lower Interest Rates to Speed Up Debt Payoff
Knowing how to negotiate lower interest rates on your debt successfully is an asset. However, paying off debt can be difficult. It often requires…