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Get on the path to debt freedom

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Debt.ca provides information and tools to help Canadians get out of debt. Learn more about the debt relief options in Canada and find out which one is right for you.

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Debt Relief Options

Debt SettlementDebt Settlement
Debt Consolidation LoansDebt Consolidation
Credit CounsellingCredit Counseling
Consumer ProposalConsumer Proposal
BankruptcyBankruptcy
Debt Management Program

Resources

Debt Relief Options
Debt Help FAQ’sHave questions? Don’t worry! We have listed some of the most frequently asked questions on this page. Simply click on a question to see the answer. If you have any further questions or concerns, please don’t hesitate to contact us.
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Calculators

Debt Repayment Calculator
Debt Consolidation Calculator
Credit Card Debt Calculator
Debt to Income Ratio Calculator
Guilt Calculator

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Terms and Conditions

Debt.ca does not provide direct debt adjustment services, but, upon request, acts as a locator service for Licensed Debt Relief providers or Licensed Proposal Administrator and Insolvency Trustee regarding products and services. It is ultimately up to you to determine whether the companies that we may introduce you to are appropriate for your situation. Results will vary based on individual circumstances. Please read and understand all contract terms prior to your enrollment. You are under no obligation to enroll in, or purchase, any product or service.