
Articles by Mubina Kapasi 10 articles
Loans & CreditAsk the Expert: Inheriting a car loan
Figuring out a car loan can be confusing at the best of times, let alone during a time of big change like the death of a loved one. Financial expert…
Loans & CreditAsk the expert: Accrued interest getting out of hand
When money is already tight, an unexpected expense can make things way harder. Interest rates are already high, and accrued interest can make debt…
Credit HealthCredit score levels: Why the mismatch?
A credit score is a three-digit number that reflects how responsibly you manage debt and repay borrowed money, including loans, credit cards, and…
News & CommentaryAsk the expert: Dealing with Canadian debt while living abroad
Living abroad doesn't absolve someone from their Canadian debt obligations. Luckily, there are effective ways to handle the debt. Financial expert,…
Budgeting & MoneyWhat's in your pay stub?
The end of the month means it's payday. The much anticipated “ka-ching” in your bank account is a sound everyone is familiar with. What many are not…
Taxes & BenefitsCPP and EI contribution changes and their impact on your bank account
At a time when prices continue to go through the roof, any reduction in income is a dreaded scenario. Luckily, the government of Canada’s tax laws…
Budgeting & MoneyAsk the Expert: What to do when life gets in the way of keeping on top of bill payments
Life likes to take its twists and turns. When that happens it can be hard to get back on track with bill payments. Max is facing just such a…
Credit HealthAsk the Expert: Credit Utilization and its Impact on Authorized Users
Read along as our expert Mubina, a CFA, fills reader Harold in on the intricacies between credit utilization and being an authorized user. The…
News & CommentaryNavigating The Canadian Economy As A Newcomer
Allow me to start by offering my congratulations on your arrival to a country that is diverse, vibrant and full of opportunities! When I was a…
Credit HealthFinancial Literacy Month: Your Guide To Building, Improving, and Maintaining Your Credit Score
Credit Score Is Not A Bore! I get it. Doing money-related stuff can be the most BORING, mundane task on your to-do list! If your adrenaline’s…