Articles by Joe Torraca 6 articles
Debt ReliefCredit Counselling vs Consumer Proposal
According to Statistics Canada , only 30.2% of Canadians are living debt-free. The remaining 69.8% owe about $79,000 per household in total…
Loans & CreditCan I Get a Car Loan After Bankruptcy?
Bankruptcy is a legal process that people undergo, often as a last resort when they cannot meet their debt obligations. The process relieves the…
Credit HealthHow long does it take to rebuild credit?
Credit is a necessary tool that helps you manage many common life tasks, such as paying for a car, affording a house, financing a business, and more.…
News & CommentaryMoney Mentors: Personal Finance Advice
Money mentors or money coaches can help provide you with the education on financial matters. If there’s anything you don’t understand about personal…
Taxes & BenefitsChanges to the First-Time Homebuyer Incentive Make it More Useful in Big Canadian Cities
Buying a home in Canada doesn’t come cheap these days, especially in Canada’s most costly real estate markets. The good news is that help is on the…
Debt ReliefWhat to Do When Struggling to Pay Your Debt Management Program
Struggling to pay your debt management program isn't a typical issue of the plan. Taking out loans or using credit cards can be a good way to cover…