Debt Blog, Debt Advice & Tips for Canadians

How To Save Money As a Stay at Home Parent

How To Save Money As a Stay at Home Parent

By Debt.ca on July 23, 2014

Raising a child is a rewarding experience, but it’s also very costly. Here’s a shocking fact: raising a child can end up costing you more than a house over your lifetime. Your family will also take a hit to their income when one parent decides to take maternity/paternity leave and become a stay-at-home parent. Whether…

read full story > No Comments

Couple talking about if this a good time to buy a home?

Is this a good time to buy a home?

By Debt.ca on June 29, 2014

Considering the pandemic, is this a good time to buy a home in Canada? While COVID-19 has been one of the most awful events in recent history, there have been some unexpected bright sides to come of it. Not to make light of the situation, however, people are struggling with income and staying ahead of…

read full story > No Comments

Line of Credit: Protecting Yourself from a Financial Emergency

By Debt.ca on May 14, 2014

Most people don’t get into debt on purpose; they get into debt because they run into financial difficulty. While some people are in debt because they aren’t able to get their spending under control, others are in debt because they run into a financial emergency, such as job loss, illness, or an unexpected major expense….

read full story > No Comments

Two men in a wrestling mat on the ground wrestling

Frugal Living vs. Big Wins

By Debt.ca on January 3, 2014

When you’re struggling with debt, it’s hard to ‘think big’. Pinching pennies becomes a way of life and your next bill is the only thing you’re concentrating on. But maybe this isn’t the best approach. The Immediate Danger In martial arts, some teachers say that in any conflict you should ‘address the immediate danger’. This…

read full story > No Comments

Don’t Be a Slave to Recurring Expenses

By Debt.ca on December 21, 2013

Pre-authorized payments have made paying your monthly bills easier than ever. No fuss, no muss – your balance owing is automatically debited from your bank account, so you never have to worry about paying your bills late again. Although this is a blessing, it can also be a curse. As companies push their customers to…

read full story > No Comments

Percent sign with an arrow

Rethinking Debt

By Debt.ca on November 27, 2013

When it comes to debt, it seems people fall nicely into these two categories. Some people passionately believe that all debt is bad, while others argue that the only way to truly get ahead is by using borrowed money as leverage. At Debt.ca our goal is obviously to help people get out of debt, but…

read full story > No Comments

A person preparing a fruit platter at a table

Make More Money #2 – Have a Second Job You Can Be Proud Of

By Debt.ca on September 25, 2013

In the first Make More Money post we talked about how to get started in freelancing. If you read through that and decided that freelancing isn’t for you, don’t worry. A second job might be the perfect solution. In our second Make More Money article, you’ll learn how to make the most of a second…

read full story > No Comments

Make More Money #1 – What You Should Know About Freelancing

By Debt.ca on September 13, 2013

Getting out of debt requires a lot of discipline. Frequently the advice you hear is to cut spending, cut expenses, cut your lifestyle. What most people ignore is the possibility of just making more money. Sure you can stop buying cappuccinos and cancel your top-tier cable package, but if you could earn an extra $500,…

read full story > No Comments

Two people standing in front of a large red painting at a museum

Frugal Dating Without The Embarassment

By Debt.ca on September 9, 2013

Whether you are in a long-term relationship or are just getting started with someone new, dating can, unfortunately, take a large toll on your wallet. The last thing you want to do is be cheap on a date, but that doesn’t mean you should go further into debt just to impress someone. Finding budget-friendly activities…

read full story > No Comments

Looking for Frugal Hobbies?

By Debt.ca on August 30, 2013

You know being in debt is incredibly stressful. While you’re doing everything you can to get out, it’s important to stay healthy and active. Adopting a hobby is an excellent way to stay socially active and learn new skills. Even if you’re struggling with debt, there are many hobbies out there that can be affordable…

read full story > No Comments

Free Savings Estimate

How much do you owe?

$100,000

$5,000
$100,000
Live Chat
Welcome to our Live Chat
Agents are not available at this time. Please leave a message. Thank you.
First Name
Last Name
Phone
Email
Postal Code
Debt Amount
 
PHP Live! powered