:root{--bg: #f5f7fa;--surface: #ffffff;--panel: #edf1f5;--ink: #16202b;--ink-2: #3a4652;--muted: #586572;--faint: #63707d;--line: #e2e8ee;--line-2: #cfd8e1;--red: #be123c;--red-deep: #9f1239;--red-ink: #9f1239;--red-soft: rgba(190, 18, 60, .07);--red-on-dark: #f87089;--brand-red: #dc1d44;--graphite: #26303a;--graphite-2: #1b232b;--on-dark: #eaeef2;--on-dark-soft: #9ca9b5;--on-dark-line: rgba(255, 255, 255, .12);--steel: #6b7885;--sky: #eaf3fa;--sky-deep: #cfe4f2;--good: #1c7a4c;--select: rgba(190, 18, 60, .14);--shadow: 0 4px 14px rgba(30, 40, 55, .05), 0 22px 54px rgba(30, 40, 55, .09);--shadow-sm: 0 2px 8px rgba(30, 40, 55, .05);--maxw: 1320px;--radius: 12px;--radius-lg: 22px;--font: "Schibsted Grotesk", system-ui, -apple-system, "Segoe UI", sans-serif;--t-display: clamp(40px, 5.8vw, 64px);--t-h2: clamp(29px, 3.6vw, 42px);--t-h3: 23px;--t-h4: 20px;--t-lead: clamp(19px, 2.2vw, 23px);--t-body: 18px;--t-ui: 16px;--t-small: 15px;--t-fine: 14px;--t-stat: clamp(28px, 3.2vw, 36px);--t-stat-lg: clamp(34px, 3.8vw, 44px)}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scrollbar-color:var(--line-2) transparent;scroll-behavior:smooth}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}body{margin:0;background:var(--sky);color:var(--ink);caret-color:var(--red);font-family:var(--font);font-size:var(--t-body);line-height:1.6;letter-spacing:-.004em;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}::selection{background:var(--select);color:var(--ink)}::-webkit-scrollbar{width:13px;height:13px}::-webkit-scrollbar-thumb{background:var(--line-2);border-radius:100px;border:3px solid var(--bg)}::-webkit-scrollbar-thumb:hover{background:var(--muted)}::-webkit-scrollbar-track{background:transparent}:where(a,button,[tabindex],input,select,textarea,summary):focus-visible{outline:2px solid var(--red);outline-offset:3px;border-radius:6px}:where(.band-red,.final-card,.sb-cta) :where(a,button,[tabindex],input,select,textarea,summary):not(:where(.fse,.fse *)):focus-visible{outline-color:#fff}h1,h2,h3{font-weight:700;letter-spacing:-.025em;line-height:1.06;margin:0;text-wrap:balance;overflow-wrap:break-word}p{margin:0}a{color:inherit}.wrap{max-width:var(--maxw);margin:0 auto;padding:0 32px}.tnum{font-variant-numeric:tabular-nums}li::marker{font-variant-numeric:normal}ol>li::marker{font-weight:700}li>ol{list-style-type:disc}.btn{font:inherit;font-size:var(--t-ui);font-weight:600;border-radius:10px;padding:15px 26px;cursor:pointer;border:1px solid transparent;text-decoration:none;display:inline-flex;align-items:center;gap:10px;transition:transform .12s ease,background .15s,border-color .15s;white-space:nowrap;max-width:100%}.btn:active{transform:translateY(1px)}@media(max-width:560px){.btn{font-size:15px;padding:14px 16px;gap:8px}}@media(max-width:380px){.btn{font-size:14px;padding:13px 12px;gap:6px}}.btn-red{background:var(--red);color:#fff}.btn-red:hover{background:var(--red-deep)}.btn-paper{background:#fff;color:var(--red-deep)}.btn-paper:hover{background:#fff0f3}.btn-paper-ink{background:#fff;color:var(--graphite-2)}.btn-paper-ink:hover{background:#eef2f6}.btn-ghost{background:transparent;color:var(--ink);border-color:var(--line-2)}.btn-ghost:hover{border-color:var(--muted)}.btn .arrow{font-weight:700}@media(prefers-reduced-motion:reduce){.btn{transition:none}.btn:active{transform:none}}.ic{color:var(--ink);overflow:visible}.ic .d{stroke-dasharray:100;stroke-dashoffset:100}.ic .acc{stroke:var(--red)}.on-dark-icons .ic{color:#fff}.on-dark-icons .ic .acc{stroke:var(--red-on-dark)}.ic.in .d{animation:ic-draw .7s cubic-bezier(.3,0,.2,1) forwards}.ic.in .d:nth-of-type(2){animation-delay:.15s}.ic.in .d:nth-of-type(3){animation-delay:.3s}.ic.in .d:nth-of-type(4){animation-delay:.45s}@keyframes ic-draw{to{stroke-dashoffset:0}}@media(prefers-reduced-motion:reduce){.ic .d{stroke-dashoffset:0;animation:none!important}}.rv{opacity:0;transform:translateY(14px)}.rv.in{opacity:1;transform:none;transition:opacity .55s ease,transform .55s ease;transition-delay:var(--rvd, 0s)}@media(prefers-reduced-motion:reduce){.rv{opacity:1;transform:none}.rv.in{transition:none}}.calc-sec{padding:40px 0 24px}.calc-grid{display:grid;grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr);gap:32px;align-items:start}.calc-panel{background:var(--sky);border-radius:var(--radius-lg);padding:28px 30px 26px}.calc-panel>h2{font-size:var(--t-fine);color:var(--muted);text-transform:uppercase;letter-spacing:.05em;font-weight:700}.calc-field{margin-top:18px}.calc-field>label{display:block;margin-bottom:8px;font-size:var(--t-small);font-weight:600;color:var(--ink-2)}.calc-inw{position:relative}.calc-inw .affix{position:absolute;top:50%;transform:translateY(-50%);color:var(--muted);font-size:var(--t-ui);pointer-events:none}.calc-inw .affix-l{left:14px}.calc-inw .affix-r{right:14px}.calc-input{width:100%;font:inherit;font-size:var(--t-body);padding:13px 15px;border:1px solid var(--line-2);border-radius:10px;background:#fff;color:var(--ink)}.calc-input.has-l{padding-left:27px}.calc-input.has-r{padding-right:42px}:lang(fr) .calc-inw .affix-l{left:auto;right:14px}:lang(fr) .calc-input.has-l{padding-left:15px;padding-right:30px}.calc-input::placeholder{color:var(--faint)}.calc-input:focus-visible{outline:2px solid var(--red);outline-offset:1px;border-color:transparent}.calc-range{width:100%;margin-top:12px;accent-color:var(--red)}.calc-results{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);padding:28px 32px;box-shadow:var(--shadow-sm)}.calc-headline{display:flex;flex-direction:column;gap:4px;padding-bottom:20px;border-bottom:1px solid var(--line)}.calc-headline .kicker{font-size:var(--t-fine);font-weight:700;text-transform:uppercase;letter-spacing:.04em;color:var(--muted)}.calc-headline .big{font-size:var(--t-stat-lg);font-weight:800;letter-spacing:-.02em;color:var(--ink);line-height:1.05}.calc-headline .big.accent{color:var(--red-ink)}.calc-rows{margin:20px 0 0;display:grid;gap:15px}.calc-row{display:flex;align-items:baseline;justify-content:space-between;gap:18px}.calc-row .label{font-size:var(--t-ui);color:var(--ink-2)}.calc-row .val{font-size:var(--t-h4);font-weight:700;color:var(--ink)}.calc-row .val.accent{color:var(--red-ink)}.calc-note{margin-top:20px;font-size:var(--t-small);color:var(--muted);line-height:1.55}.calc-warn{margin-top:16px;padding:12px 16px;border-radius:10px;background:var(--red-soft);color:var(--red-ink);font-size:var(--t-small);font-weight:600}.calc-warn[hidden]{display:none}@media(max-width:1080px){.calc-grid{grid-template-columns:minmax(0,1fr);gap:22px}}@media(max-width:520px){.calc-panel{padding:22px 18px 20px}.calc-results{padding:24px 20px}}.skip-link{position:absolute;left:12px;top:-60px;z-index:1000;padding:10px 16px;border-radius:10px;background:var(--ink);color:#fff;font-weight:700;text-decoration:none;transition:top .15s ease}.skip-link:focus{top:12px;outline:2px solid var(--red);outline-offset:2px}main:focus{outline:none}#cookie-modal-container{background-color:#16202b!important}#cookie-modal-container #cookie-action-closed{background-color:transparent!important;color:#e8eef3!important}#cookie-modal-container #cookie-action-closed:hover{background-color:#e8eef3!important;color:#16202b!important}#cookie-modal-container #cookie-action-accepted,#cookie-modal-container #cookie-action-rejected{background-color:#1f68c9!important;color:#fff!important}@media(max-width:700px){#cookie-modal-container #disclosure-wrapper{font-size:12px!important;line-height:1.4!important}}figure.dc-chart[data-chart]{margin:28px 0;padding:20px 22px 14px;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius)}.dc-chart .dc-chart-title{display:block;margin:0 0 8px;font-size:var(--t-ui);font-weight:700;line-height:1.35;color:var(--ink)}.dc-chart ul.dc-chart-legend{display:flex;flex-wrap:wrap;gap:4px 18px;margin:0 0 16px;padding:0;list-style:none;font-size:var(--t-fine);line-height:1.4;color:var(--ink-2)}.dc-chart ul.dc-chart-legend li{display:flex;align-items:center;gap:8px;margin:0}.dc-chart ul.dc-chart-legend li::marker{content:none}.dc-chart .dc-chart-key{display:inline-block;flex:none;width:16px;height:2px;border-radius:2px;background:var(--c)}.dc-chart .dc-chart-plot{position:relative;height:240px;margin:0 0 34px;padding:0 64px 0 48px}.dc-chart .dc-chart-y{position:absolute;top:0;bottom:0;left:0;width:40px}.dc-chart .dc-chart-y span{position:absolute;right:0;transform:translateY(-50%);font-size:13px;line-height:1;color:var(--muted);white-space:nowrap}.dc-chart .dc-chart-area{position:relative;height:100%}.dc-chart .dc-chart-svg{position:absolute;inset:0;width:100%;height:100%;overflow:visible}.dc-chart .dc-chart-grid line{stroke:var(--line);stroke-width:1}.dc-chart .dc-chart-dot{position:absolute;width:8px;height:8px;margin:-4px 0 0 -4px;border-radius:50%;background:var(--c);box-shadow:0 0 0 2px var(--surface);pointer-events:none}.dc-chart .dc-chart-end{position:absolute;left:100%;margin-left:10px;transform:translateY(-50%);font-size:13px;font-weight:700;line-height:1;color:var(--ink);white-space:nowrap;pointer-events:none}.dc-chart .dc-chart-x{position:absolute;top:100%;left:0;right:0;height:26px}.dc-chart .dc-chart-x span{position:absolute;top:10px;transform:translate(-50%);font-size:13px;line-height:1;color:var(--muted);white-space:nowrap}.dc-chart .dc-chart-hit{position:absolute;inset:-6px 0;cursor:crosshair;border-radius:6px;outline:none}.dc-chart .dc-chart-hit:focus-visible{box-shadow:0 0 0 2px var(--surface),0 0 0 4px var(--ink)}.dc-chart .dc-chart-cross{position:absolute;top:6px;bottom:6px;width:1px;margin-left:-.5px;background:var(--ink-2);opacity:.35;pointer-events:none}.dc-chart .dc-chart-tip{position:absolute;top:8px;z-index:2;margin-left:12px;padding:10px 12px;background:var(--surface);border:1px solid var(--line-2);border-radius:8px;box-shadow:0 6px 18px #16202b1f;font-size:var(--t-fine);line-height:1.35;pointer-events:none}.dc-chart .dc-chart-tip.flip{margin-left:-12px;transform:translate(-100%)}.dc-chart .dc-chart-tip-head{margin-bottom:6px;font-weight:600;color:var(--muted);white-space:nowrap}.dc-chart .dc-chart-tip-row{display:flex;align-items:center;gap:8px;margin-top:3px;color:var(--ink-2);white-space:nowrap}.dc-chart .dc-chart-tip-row strong{color:var(--ink);font-weight:700}.dc-chart [hidden]{display:none!important}.dc-chart details.dc-chart-data{margin:0;font-size:var(--t-fine)}.dc-chart details.dc-chart-data>summary{display:inline-block;cursor:pointer;padding:4px 0;font-weight:600;color:var(--red-ink)}.dc-chart details.dc-chart-data .table-scroll{margin:10px 0 4px}.dc-chart details.dc-chart-data table{font-size:var(--t-fine)}.dc-chart details.dc-chart-data th,.dc-chart details.dc-chart-data td{padding:6px 12px;white-space:nowrap}p.chart-source{font-size:var(--t-fine);color:var(--muted)}figure.dc-chart[data-chart]+p.chart-source{margin-top:-18px}@media(max-width:600px){figure.dc-chart[data-chart]{padding:16px 14px 10px}.dc-chart .dc-chart-plot{height:200px;padding:0 52px 0 40px}.dc-chart .dc-chart-y{width:34px}}