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Pay collection

asked August 18, 2017 by Anonymous

Hello, I have a PLC with scotiabank with about 7k owing plus 4k in interest that has accumulated. I made arrangements with Scotiabank to pay $400 until total balance is paid. My question is: Is there a way to wave the interest accumulated? The PLC shows as a charge off and a derogatory on my credit bureau. As it doesnt look like it could get any worse, should I wait until they send it to a third party collections agency where then we can make a deal? Thanks,Dave 

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