Debt Calculators

Take advantage of our online debt calculators and see how long it will take you to pay off your unsecured debt in Canada. A debt calculator is a very useful tool as it provides you an estimate of how long it will take to become debt free and how much you’ll pay in interest by making your minimum monthly payments. You can also compare what your payment would be for each debt solution including debt consolidation, credit counselling, debt settlement, and consumer proposal.

To get started, simply choose the debt calculator that you would like to use:

Debt Calculator

Compare all of the debt relief options and find out which debt solution will save you the most money.


Debt Repayment Calculator

Find out how long it will take to repay your debt.


Debt Settlement Calculator

Learn how much you will have to pay to settle your debt.


Debt Consolidation Calculator

Discover out how much you will owe by consolidating your debt.


Credit Card Debt Calculator

Determine how long it will take to pay off your credit card debt.


Credit Counselling Calculator

See how much you will have to pay to get out of debt with credit counselling.


Consumer Proposal Calculator

Figure how much it will cost to resolve your debt with a consumer proposal.


Repay Debt On Your Own Calculator

Paying off debt on your own is no easy task. Learn how much you might pay.


Disclaimer: Each debt calculator determines the reduced debt amount. Results are for illustrative purposes only. The actual numbers will depend on each individual situation and can vary from one creditor to another.