Welcome to Debt.ca

Debt.ca is Canada’s leading debt relief provider. Learn how to get out of debt fast and educate yourself on the debt relief options such as debt settlement, debt consolidation, consumer proposal, credit counselling, or even filing for bankruptcy. If your considering any of these debt management options, then you have come to the right place. We provide Canadians with easy to understand facts and information on all of the debt relief options in Canada.

Reduce Your Debt By Up to 60%

We can help you reduce your debt by 40 – 60% and get you out of debt in as little as one year. Some of the key benefits of this debt relief program include:

  • Eliminate Up To 60% Of Your Debt
  • Combine All Your Payments Into One Affordable Monthly Program Payment
  • NO Fees At Time of Enrollment
  • Eliminate Collection Hassles
  • Avoid Bankruptcy
  • Our Programs are Rated A+ With The Better Business Bureau
  • There is NO Credit Check
  • Become Debt Free in as little as 12 – 36 Months

Click for the BBB Business Review of Debt.ca

What is Debt Settlement?

Debt settlement is a highly effective debt relief program that allows you to settle your debts for a fraction of the amount that you currently owe to creditors. This program provides a proven alternative to the devastating effects of bankruptcy, consumer proposals (which are basically a bankruptcy in which you pay back a portion of your debt over several years), and the inefficiency of debt consolidation loans and credit counselling.

At Debt.ca, we understand that people might find themselves surrounded with debt for many reasons including job loss, reduced income, medical expenses, or even the rising costs of raising a family. This debt relief program places you with experienced and licensed debt negotiators who have the ability to reduce your debt principal by up to 60%. This will provide you a fresh start by setting you up with a low monthly payment that you can honestly afford.

How Does The Debt Relief Program Work?

The debt settlement process will begin with a free one-on-one debt consultation. A certified debt specialist will analyze your current situation, educate you on your finances and see if you will be a good fit for our debt relief program or recommend other options. If you qualify for our debt relief program, a debt specialist will reach out to your creditors on your behalf and see if there is any interest in settling your debt.

Your debt specialist will then design a custom plan that you can afford based upon your budget. The trained and licensed negotiators in Canada will then strategically negotiate with your creditors to reduce your total debt principal. Once a settlement has been reached, money from your special purpose account will be transferred to the creditor. The process usually takes 2-3 years depending on the monthly program payment. Once all creditors are settled, you will officially be debt free!

Getting Debt Help is Easier Than Ever Before

If you are struggling with debt and are considering bankruptcy, debt consolidation, credit counseling, or consumer proposals, we have a much better solution. Take control of your life right now and get the best people in the business on your side.

We invite you to complete our easy online debt relief form and get started with Canada’s most powerful debt relief program. There is absolutely no obligation and your information is completely confidential. Remember, you are dealing with professionals who deal with all of your creditors on a daily basis for thousands of Canadians.

An experienced debt consultant will be happy to help explain how the debt relief plan works and answer any questions or concerns that you may have. They will also help you understand the other debt relief options out there and why debt settlement could get you out of debt fast on terms you can afford. What are you waiting for? You have absolutely nothing to lose!